Banks offer many more services than Curvo does: checking and savings accounts, mortgages, credits...

When it comes to investing, Curvo offers a different philosophy than traditional banks. We believe in passive investing through index funds, but they have historically offered only actively managed funds. These are very expensive to run so they charge high fees for them. However, research shows that only a minority of actively managed funds manage to beat a portfolio of index funds consistently. The key word there is consistently. Sure, every 5 years there are funds that beat a passive portfolio. But every 5 years, those funds are different!

If you want to learn more, we recommend:
Tips for the Belgian investor with Tim Nijsmans
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