What happens if I pass away?

We understand this is a difficult topic to think about, but it's an important question that shows you're planning responsibly for your loved ones.

Your investments are protected

If you pass away, your investments with Curvo remain safe and secure. We'll continue to manage your portfolio until we receive the proper documentation from your heirs or authorised representatives.

What happens next

When someone passes away, we follow a clear process to ensure your investments are handled according to your wishes and legal requirements:

Documents we need from your heirs

Your heirs will need to provide us with:

• Death certificate: An official copy confirming your passing
• Declaration of inheritance: This legal document shows who your heirs are and who has the authority to manage your estate

Once we receive these documents, we'll work with your heirs to settle your account according to their instructions.

If you have an authorised representative

If you've appointed someone to manage your affairs during your lifetime through a living will, they can act on your behalf. In this case, we'll need:

• Copy of your living will: Showing the appointment of the authorised representative
• Copy of the representative's identity document: To verify their identity

Please note: Even with an authorised representative, we'll still require a declaration of inheritance after your passing to complete the account settlement.

Questions about estate planning?

If you have any questions about how this process works or need clarification on any aspect, please don't hesitate to contact us.

Updated on: 21/08/2025