Why would I need Curvo if I already have a pension saving plan ("épargne-pension" or "pensioensparen")?
It's great that you're already saving for your pension. We think the Belgian pension saving plan is a good system thanks to the tax break. However we see a couple of limitations:
Your contributions are capped at €1,350 per year.
Pension saving funds are constrained in how they invest your money. This puts a limit on the return of your investments.
Investing through the Curvo app is a good option if you wish to save more than €1,350 in a year, or if you seek a higher return.
We have written some resources where you can learn more on this topic:
Simulate your pension saving plan
ETFs vs Belgian pension saving
The guide to Belgian pension saving
Your contributions are capped at €1,350 per year.
Pension saving funds are constrained in how they invest your money. This puts a limit on the return of your investments.
Investing through the Curvo app is a good option if you wish to save more than €1,350 in a year, or if you seek a higher return.
We have written some resources where you can learn more on this topic:
Simulate your pension saving plan
ETFs vs Belgian pension saving
The guide to Belgian pension saving
Updated on: 11/01/2025
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