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Why would I need Curvo if I already have a pension saving plan ("épargne-pension" or "pensioensparen")?

It's great that you're already saving for your pension. We think the Belgian pension saving plan is a good system thanks to the tax break. However we see a couple of limitations:
Your contributions are capped at €1,310 per year.
Pension saving funds are constrained in how they invest your money. This puts a limit on the return of your investments.

Investing through the Curvo app in one of NNEK's portfolios is a good option if you wish to save more than €1,310 in a year, or if you seek a higher return.

We have written some resources where you can learn more on this topic:
Simulate your pension saving plan
Passive investing vs pension saving
The guide to Belgian pension saving

Updated on: 12/02/2024

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