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What investor profiles do the portfolios offer?

When you first sign up, you'll fill in a questionnaire to use the service. Your appetite for risk will be determined, as well as your financial goals and time horizon for your investments.

There are five different investor profiles, each matching to a different portfolio. They go in order of most risky (but highest expected return) to least risky:

Growth (100% equities)
Energetic (70% equities, 30% bonds)
Smooth (50% equities, 50% bonds)
Calm (30% equities, 70% bonds)
Protective (15% equities, 85% bonds)

Explore the portfolios in detail, and the philosophy to learn more about the underlying principles.

You can open as many portfolios as you like through the Curvo app.

Want a 60/40 portfolio?

We do not offer a portfolio with a 60% allocation to equities and 40% to bonds. The Smooth (50/50) and Energetic (70/30) portfolios come closest.

Updated on: 22/08/2025

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